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In case of death by accident or disease or destruction for humanitarian reasons, compensation of the agreed value, for the declared use. Autopsy report required.
Exclusion: voluntary or economic euthanasia, death due to lack of care or mistreatment.
The guarantee includes the agreed value, €1,500 for major surgical operation fees between 6 months and 12 years of age at the time of subscription, €500 for post-mortem costs, €500 for repatriation and €2,500 for the rent of a foster mare in the event of the death of the insured broodmare (not valid for leisure horses).
Payment for the surgery fees and postoperative cares for the following 3 health conditions: Gastro-intestinal colic, inguinal hernia and fracture surgery below the knee or hock.
Age at subscription: from 6 months to 12 years.
Annual compensation limit: €5,500 (base €1,500 + option €4,000).
No waiting period or excess.
This option cannot be purchased for the following uses: Hurdling and steeplechasing, eventing for Pro, GP, Elite, As Pony categories.
Payment for the surgery fees and postoperative cares for the following 3 health conditions: Gastro-intestinal colic, inguinal hernia and fracture surgery below the knee or hock.
Age at subscription: from 6 months to 12 years.
Annual compensation limit: €6,500 (base €1,500 + option €5,000).
No waiting period or excess.
This option cannot be purchased for the following uses: Hurdling and steeplechasing, eventing for Pro, GP, Elite, As Pony categories.
Payment for the surgery fees and postoperative cares for the following 3 health conditions: Gastro-intestinal colic, inguinal hernia and fracture surgery below the knee or hock.
Age at subscription: from 6 months to 12 years.
Annual compensation limit: €5,500 (base €1,500 + option €4,000).
No waiting period or excess.
This option cannot be purchased for the following uses: Hurdling and steeplechasing, eventing for Pro, GP, Elite, As Pony categories.
Payment for the surgery fees and postoperative cares for the following 3 health conditions: Gastro-intestinal colic, inguinal hernia and fracture surgery below the knee or hock.
Age at subscription: from 6 months to 12 years.
Annual compensation limit: €6,500 (base €1,500 + option €5,000).
No waiting period or excess.
This option cannot be purchased for the following uses: Hurdling and steeplechasing, eventing for Pro, GP, Elite, As Pony categories.
Coverage of veterinary fees incurred following an accident with a visible external injury, or surgery under general anaesthesia. No waiting period.
Age at subscription: from 6 months to 12 years.
Annual indemnity limit: €3,000
Deductible of 15% per claim with a minimum of €180 in France and €450 abroad.
This option cannot be purchased for the following uses: Hurdling and steeplechasing, eventing for Pro, GP, Elite, As Pony categories.
Coverage of surgical and/or veterinary fees following an illness or an accident.
Age at subscription: from 6 months to 12 years
Annual indemnity limit: €3,500
Waiting period of 30 days except in case of accident or colic surgery.
Deductible of 15% per claim with a minimum of €180 in France and €450 abroad.
Exclusions: alternative treatments (osteopathy, laser, shock waves, etc), “routine” cares even under veterinary prescription (deworming, vaccinations, farriery, etc) or related to a chronic pathology (emphysema, osteoarthritis, etc), treatments for comfort without a declared claim (infiltrations for performance, gastrogard without proven ulcers, etc).
This option cannot be purchased for the following uses: Racing, eventing for Pro, GP, Elite, As Pony categories.
Coverage of surgical and/or veterinary fees following an illness or an accident.
Age at subscription: from 6 months to 12 years
Annual indemnity limit: €6,500
Waiting period of 30 days except in case of accident or colic surgery.
Deductible of 15% per claim with a minimum of €180 in France and €450 abroad.
Exclusions: alternative treatments (osteopathy, laser, shock waves, etc), “routine” cares even under veterinary prescription (deworming, vaccinations, farriery, etc) or related to a chronic pathology (emphysema, osteoarthritis, etc), treatments for comfort without a declared claim (infiltrations for performance, gastrogard without proven ulcers, etc).
This option cannot be purchased for the following uses: Racing, eventing for Pro, GP, Elite, As Pony categories
Compensation if the horse becomes permanently unfit for the use for which it is intended, even though it cannot be euthanized for humanitarian reasons. Incapacity due to an accident with visible external injury only.
Age at subscription: from 3 to 12 years old
Exclusion : Exclusions: permanent loss of use due to lack of ability related or not to behaviour problems and wear.
This option cannot be purchased for the following uses: Racing, eventing for Pro, GP, Elite, As Pony categories, leisure and breeding.
Compensation if the horse becomes permanently unfit for the use for which it is intended as a consequence of an accident, injury, or a disease even though it cannot be euthanized for humanitarian reasons.
Age at subscription: from 3 to 12 years old.
Exclusions: permanent loss of use due to lack of ability related or not to behaviour problems and wear.
This option cannot be purchased for the following uses: Racing, eventing for Pro, GP, Elite, As Pony categories, western, leisure and breeding.
This guarantee insures the owner of the horse against the financial consequences hey may occur due to bodily injury, material damage and consequential damage caused to the third parties involving the insured horse, whether attributable to equitation action or owner’s liability. This coverage applies in European Union countries only.
Compensation if the stallion becomes totally and permanently infertile or unable to complete stud duties (servicing mares) due to illness or accident.
Compensation of the actual sale price of the nomination if the stallion is unable to complete stud duties of the nominated mare. Unavailability for at least 20 consecutive days during the breeding season.